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Use of statistical/ML models to infer traits or future behavior from observed data signals.

Definition

Predictive profiling combines signals (browsing, location, purchases) to infer attributes (propensity, risk, preferences). It can drive targeting, ranking, and automated decision-making.

In plain English Use of statistical/ML models to infer traits or future behavior from observed data signals.

Why this matters

Why it matters: Inferences can be sensitive and hard to challenge, and can amplify bias or discrimination, impacting privacy and autonomy.

Example

Example: A lender uses inferred “risk” scores from online behavior; transparency and contestability are key safeguards.